• Clear, Simple, and Strategic Home Loans

    Making home purchasing, refinancing and reverse mortgages easy for all

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  • Your dream home is right around the corner

    Enjoy a better experience when buying a home

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  • More money for the things that matter

    Reduce your monthly payments through refinancing

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  • Secure a Stress-Free Retirement

    Use your home equity to fund your retirement and your life with a reverse mortgage

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  • Invest For A Secure Future

    Experience the benefits of commercial property ownership for small businesses and investors

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Sound like you?

"We're buying a house and need a loan, but we're not sure where to begin."

"I’m not sure if taking out a reverse mortgage is the right move."

"We’re feeling overwhelmed by refinancing options."

Stop relying on Google for mortgage advice and speak to someone who understands your exact situation.

Welcome to

Silicon Valley Mortgage

Mortgage Broker in Los Gatos, CA

For the past 27 years our mortgage brokers in Los Gatos, CA have been guiding families like yours every step of the way. From choosing the right strategy to meet your goals to securing the best rates the market has to offer, we'll hold your hand through our seamless process.

You want to be in your new home to start making memories - and that’s what we want for you, too.

ARM YOURSELF WITH INFORMATION

Learn everything you need to know before applying by downloading our FREE home loan information kit

Mortgage & Loan Services

  • Home Loans

    Purchase your dream home with limited stress. We’ll determine how much of a mortgage you qualify for and help you budget for a down payment and closing costs. Our streamlined process will have you moving into your new home in no time.

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    Apply Now

  • Refinance

    Thinking of refinancing? Combining your debts can lower your monthly payments, allowing more money for the things you love. Eyeing a new investment or home improvement project? We'll help you navigate a cash-out refinance to get started sooner.

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    Apply Now

  • Reverse Mortgage

    Did you know that reverse mortgages can help secure a stress-free retirement? A reverse mortgage allows you to use the equity in your property to eliminate your existing mortgage payment and supplement your income for more peace of mind.

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  • Commercial Loans

    Purchasing or refinancing a commercial property? Commercial lending is a puzzling financing category, and we help you navigate the maze. You’ll get access to the best commercial loans available for your property type and needs.

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    Apply Now

STRUGGLING TO GET A LOAN WITH A NON-TRADITIONAL BORROWING BACKGROUND?

We specialize in loans for unusual property types, the self employed, and other less conventional borrower profiles

our seamless process means your home LOAN financing doesn’t need to be complicated

Complete APPLICATION

Upload documents

Get pre-approvED

Celebrate!

take the next step

See how much your mortgage will cost with our free repayment calculator

About Silicon Valley Mortgage

You deserve clarity, personalized support, and a well-thought-out strategy throughout the loan process - and that’s what we provide.

We’ve honed our simple, transparent, yet strategic process over 27 years to give you access to the most competitive rates while taking into account your bigger picture.

The result?

An easy-to-understand, personalized strategy that allows you to achieve today’s goals while preparing for the future.